post
https://api.balampay.com/sandbox/v1/payins/fees
Calculate fees for a PayIn transaction before creating it. Get an exact quote showing:
- Collection Fees: Fees for collecting payment via PSE or SPEI (fixed + percentage)
- Settlement Fees: Fees for settling funds to the blockchain (fixed + percentage)
- FX Rate: Current market rate and Kira's applied rate
- FX Markup: Percentage markup on the exchange rate (typically 5%)
- Final Amount: Exact amount you will receive after all fees
How Fees Work:
- Customer sends payment (e.g., 500 MXN)
- Collection fee is deducted (e.g., 5 MXN)
- Settlement fee is deducted (e.g., 20 MXN)
- Remaining amount is converted using Kira rate (e.g., 475 MXN ÷ 18 = 26.39 USDT)
- Final amount is settled to your wallet (e.g., 26.39 USDT)
Quote Expiration: Fee quotes are valid for 10 minutes. After expiration, request a new quote to get updated rates.
Authentication: Both x-api-key header and Authorization: Bearer <token> header are required.
For detailed examples and fee breakdowns, see PayIn Fees Documentation.