Create a virtual account

Creates a new virtual account for a user.

Account Modes:

  • Crypto Mode: Provide a destination to auto-convert deposits to crypto
  • Fiat Mode: Omit destination to hold USD balance

Bank Selection:

  • portage - For non-US based users
  • austin_capital_trust - For US-based users
  • slovak_savings_bank - Sandbox only

Authentication: Both x-api-key header and Authorization: Bearer <token> header are required.

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Body Params
uuid
required

UUID of the user

string
enum
required

Type of virtual account

Allowed:
string
enum

Bank provider (required for US_BANK). Note: lead_bank is no longer supported.

Allowed:
destination
object

Crypto destination wallet (omit for fiat mode)

Headers
uuid
required

Unique key to ensure idempotent requests

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