Changelog

Improved

Documentation accuracy pass for v2026-04-14

4 months ago by ReadMe API

Added

New product: `usa-virtual-accounts-act` (lighter US onboarding)

4 months ago by ReadMe API

Improved

SWIFT recipients: `email`, `phone`, `address` are now optional

4 months ago by ReadMe API

Added

Virtual account creation accepts `provider`, `mode`, `markup`, `description`

4 months ago by ReadMe API

Added

Quotations: `base_currency` accepts `USDC` and `USDT`

4 months ago by ReadMe API

Improved

Virtual account responses project bank fields to the root

4 months ago by ReadMe API

Added

`verification_mode: "verification_link"` on `POST /v1/users`

4 months ago by ReadMe API

Improved

ACH and WIRE recipients: `doc_type` and `doc_number` are now optional

4 months ago by ReadMe API

Removed

Removed `GET /v1/quotations/{quoteId}` from the reference

4 months ago by ReadMe API

Added

Virtual accounts: `mode: "CRYPTO"` payout shape

4 months ago by ReadMe API